I am extremely careful on the internet, social media, with online purchases, and very judicious with the use of a credit or debit card out in the world, yet once again, my credit card has been breached. We belong to USAA and they are great at catching the fraudulent use, catching 3 attempts to use it for about $1600 worth of ticket purchases in Houston. However, they did not notify me this time, we saw the declined attempts on our statement when another suspicious pending charge appeared. My card has yet again been shut down and a new one being processed for me. This is a tough time of year for it to happen, with the holiday’s approaching, as I don’t like to shop, don’t care for crowds, and currently due to DH’s injury, don’t leave the house for any length of time short of quick grocery or med runs.
Then to add to this frustration, today we went to pick up a regular prescription for DH to find that with the Rx insurance for which we pay dearly, the 90 days refill was more than double what it was last time it was refilled. Without insurance, the med was less than the old insurance cost. So we pay almost 3 times the med cost to use the insurance that we pay for to reduce or help pay for the medications required. I don’t understand how the insurance companies get away with that. It approaches fraud. How can the co-pay be much more than the cost of the medication.
How can other countries provide free or inexpensive medical care and free or inexpensive medications while our costs continue to rise.